养老地产讲稿

Thanks lt’s my turn to show you the next two part ,(the outlook for the future of the endowment real estate and the introduction of the foreign excellent model ) let’s start with first one

Many people think that the endowment real estate sounds very beautiful, but it

is

really

hard

to

Implement

.why sides

do :

they

think

so

? the

We can break this problem down into two opportunity and

challenge ,we first forcus on the opportunity :

Let’s see a group of data : By 2053, The number of elderly population reached nearly 500 million

the number of the disabled and the demented elderly goes up to 1 billion . Almost every family has one such old man , So you can imagine that behind this big number Is very huge market demand

what’s more ,there are also structural problems In the process of population growth in china:

Since China started to implement one-child policy., a large number of 421 families formated , a typical 421 family is :four old people as the first generation , a couple as the middle generation, and they have one chirld .so in this kind of family ,the middle generation will face a lot of pressure to support the elderly ,how to solve the pension issue of the first generation become a big problem .

Ok. After a quick look at the opportunity .let’s move on to the challenge : The challenges are mainly as the three followings:

The first is the financial problem; although the current endowment real estate are mainly in the economic type , but an official report said, for urban population, the ability to pay the pension is: The per capita only 1000 yuan to 1500 yuan, of course ,not enough to purchase a high quality properties.

Secondly , the development of the endowment real estate is lack of the national supporting policy .

This is reflected in many aspects :for example, In recent years, land prices rose amazing Commercial endowment real estate project basically built on the state granted land In the city planning, There is no \"pension industry land\" of the land use,

many

developers

obtain

the

land

by

the

way

of

“bidding, auction and listing “,which lead to the high land cost. In addition to no preferential land policy, Medical insurance, social insurance, financial and tax policy involved in the pension problem is still a blank

At last ,there are also some Operational problems :the investment in the construction and operation of the endowment real estate is huge,but is slow to return, The investment recovery period can be as long as 10 to 15 years. But the present profit pattern is not clear, a well-run business chain. Connect Service, business,

and

later

period

operation

is

not

form

yet

. One thing worth pointing out is that in this kind of real estate , provide services

for the elderly living environment is very

important , healthcare, transportation, entertainment and sanitation facilities are essential .but But now in a lot of projects, these things did not get much attention.

now China's endowment real estate is in the initial stage, so there may have a lot of problems, but many foreign endowment real estate model are relatively mature and worthy of our reference

so let’s have a look at the foreign excellent model.

to solve the funding problem ,.the government and financial institution adopt a mode of “retire to enjoy life with the building ”and launch a” \"Reverse mortgage\" loans for the elderly . \"Reverse mortgage is a kind of policy: the elderly with the housing ownership can

Mortgage housing property rights to the financial institution, he relevant institutions will make a cash payment to the elderly monthly or yearly according to the borrower's age, the value of housing until the borrowers dies. During this period , the elderly still occupy the residing rights ,after they dies, the housing property rights will belong to the financial institution.

In order to solve the problem of nursing shortage, the German government implement the \"save time \" system: citizens over the age of 18, can make the use of holidays or festivals to work for the rehabilitation center and the nursing home. Volunteers can be accumulated business hours

In exchange for the time others serve for them when they grow old

About our topic probably stop here, but I still have a slight digression to say

We establish the nursing home ,the old age apartment and community ,we do a lot of thing to making our parent later years enjoyable and happy. But I think what they really need is company ,is your company .so Like the song singing, Often go home to have a look, because where is family ,where is home .